What is a TPA?

The Third Party Administration (TPA) industry in Ohio has a long and distinguished history of service to employers dating back to 1923.  TPAs work with public and private employers and trade associations to promote safer workplaces and help employers save on their workers’ compensation costs.  The claims defense and management strategies utilized by TPAs effectively mitigate risk and reduce overall costs – two crucial components to the stability of our monopolistic system.  SAO’s members go well beyond being “group formation companies”, providing a full complement of services across Ohio.  

Ohio companies have a need for unbiased, industry experts to provide oversight and guidance regarding their workers’ compensation insurance coverage.  TPA’s fill this need and to this day offers a checks and balance of the state run system.

Association sponsors and individual employers hire TPAs to provide expert advice and assistance across all industries and sizes of organizations in their efforts to manage and control the costs of workers’ compensation claims.  This is accomplished through efforts including education, prevention, claims management, and representation before the Ohio Industrial Commission.  TPAs represent all types of employees including: self-insured employers, those who are base-rated, retrospective-rated, and those who are experience (credit or debit)-rated.  The TPA industry works effectively with these customers to develop workers’ compensation programs that will result in maximum cost effectiveness for the employer and a safe environment for their workers.  

The claims defense and management strategies utilized by these organizations are crucial components of the stability of our monopolistic system as they effectively mitigate risk thereby reducing overall premium costs for Ohio employers.